Does this sound like you?
- Has your bank said No because you’re self employed?
- Have you spent months of ‘hoop jumping’ to get that NO?
- Has your Broker said – It’s too hard because you’re self employed?
I hear this every day.
If there’s a way, we’ll find it.
Low Doc Home Loan For You
If you’re self-employed & having difficulty getting your home loan approved, then a low doc home loan may be right for you.
‘Low Doc’ is simply short for low documentation.
In short, you’re not able to provide tax returns at this time but still need a home loan.
As low doc home loan specialists, we work closely with a number of lenders that have appetites for low doc loans.
This, of course, doesn’t mean that no documents need to be provided – just less of the traditional ones.
We Are Here To MAKE IT EASY For You
Increased accessibility
Low doc home loans make it easier for self-employed and small business owners who may not have traditional proof of income to secure a home loan. With fewer documentation requirements, these borrowers have a greater chance of being approved for a loan.
Flexibility
Low doc home loans offer more flexibility in terms of loan amounts, repayment options, and loan terms. This can be particularly beneficial for borrowers who have irregular income streams or need a more customized loan structure.
Access to property investment
Low doc home loans can also make it easier for borrowers to invest in property. By offering greater accessibility and flexibility, these loans can help individuals and small business owners take advantage of investment opportunities in the property market.
Streamlined application process
With fewer documents required, the application process for a low doc home loan can be quicker and simpler than for a traditional home loan. This can save borrowers time and reduce the stress associated with applying for a mortgage.
Improved cash flow
Because low doc home loans require less documentation, borrowers may have more cash flow available to them. This can be particularly helpful for self-employed borrowers who may need to invest more in their business or save for future expenses.
Competitive interest rates
Despite the lower documentation requirements, low doc home loans can still offer competitive interest rates. This means that borrowers can enjoy the benefits of a lower rate while also having a loan structure that works for their individual circumstances.