Up to 85% of the purchase price or value of the property
With low doc loans, borrowers can obtain up to 85% of the purchase price or value of the property. This provides borrowers with greater access to the property market and can help them secure the home of their dreams.
Maximum Loan Amount $2,000,000 (and more at a lower loan to valuation ratio)
Low doc loans also offer borrowers a maximum loan amount of $2,000,000 (and potentially more at a lower loan to valuation ratio). This provides borrowers with greater flexibility to borrow the amount they need to purchase their dream property.
Minimum Loan Amount $50,000
Low doc loans have a minimum loan amount of $50,000, making them accessible for small business owners and self-employed individuals who may not need to borrow a large amount.
Principle and Interest Repayments
Low doc loans offer flexible repayment options, including both principle and interest repayments. This allows borrowers to choose the repayment plan that best suits their financial situation.
Interest Only Repayments (subject to loan to variation restrictions)
Interest Only Repayments (subject to loan to variation restrictions): Low doc loans also offer interest-only repayments (subject to loan to variation restrictions), which can help borrowers manage their cash flow by reducing their monthly repayments.
100% Offset account available
Low doc loans offer a 100% offset account, which allows borrowers to use their savings to offset the interest charged on their loan. This can help borrowers save money on interest charges and pay off their loan faster.
Redraw available
Low doc loans also offer a redraw facility, which allows borrowers to withdraw extra payments they’ve made on their loan. This can be useful in times of financial difficulty or unexpected expenses.
Splits available
Low doc loans offer the option to split the loan into multiple segments, each with its own interest rate and repayment plan. This can be helpful for borrowers who want to manage their finances more effectively.
Real People Assessing Your Application
Our low doc lenders have REAL PEOPLE assessing your application, that understand your individual circumstances, and not a computer program analysing whether you ‘tick all their boxes’.